Univest Financial Corporation

Univest Financial Corporation is the bank holding company for Univest Bank and Trust Co., providing a range of financial services in the United States. Its business is organized into three segments: Banking, Wealth Management, and Insurance. The Banking segment offers deposit taking, loan origination and servicing, mortgage banking, equipment lease financing, and other general banking services to individuals, businesses, municipalities, and non-profit organizations. The Wealth Management segment provides investment advisory, financial planning, trust, and brokerage services for private families, municipal pension plans, retirement plans, trusts, and guardianships. The Insurance segment delivers full-service insurance brokerage, including commercial property and casualty insurance, employee benefit solutions, personal insurance lines, and human resources consulting.

Univest Financial Corporation is listed on the Nasdaq Global Select Market under the ticker symbol UVSP. Its shares are traded in U.S. dollars (USD), as the company is based in the United States and its primary operations are conducted in the U.S. market.

Univest Financial Corporation operates in the Financial Services sector and is classified under the Banks - Regional industry. This means it is a regional bank holding company that provides traditional banking services along with wealth management and insurance offerings, primarily serving customers in its local markets.

Univest Financial Corporation is headquartered in Souderton, Pennsylvania, and has been serving customers since its founding in 1876. It operates primarily in the United States, offering banking, wealth management, and insurance services to individuals, businesses, municipalities, and non-profit organizations. Its regional focus allows it to provide personalized financial solutions to communities in its service area.

Univest Financial Corporation generates revenue through its three main business segments. The Banking segment earns income from interest on loans, fees for deposit services, mortgage banking, and equipment lease financing. The Wealth Management segment generates fees from investment advisory, financial planning, trust, and brokerage services. The Insurance segment earns commissions and fees from selling commercial and personal insurance policies, employee benefit solutions, and human resources consulting. This diversified business model allows the company to generate income from multiple financial services streams.