WaFd, Inc.

WaFd, Inc. is the bank holding company for Washington Federal Bank, offering a wide range of banking services across the United States. The company provides deposit products such as business and personal checking accounts, term certificates of deposit, money market accounts, and passbook savings accounts. On the lending side, it offers single-family residential, construction, land acquisition and development, consumer lot, multi-family residential, commercial real estate, home equity, business, and consumer loans, as well as commercial and industrial loans. Additionally, WaFd provides insurance brokerage services covering individual and business insurance policies, and it holds and markets real estate properties. The company also issues debit and credit cards, acts as a trustee, and offers technology and data services along with personalized financial guidance and investment services.

WaFd, Inc. is listed on the Nasdaq Global Select Market (NasdaqGS) under the ticker symbol WAFD. Its shares are traded in United States Dollars (USD). As a U.S.-based company, its financial reporting and stock trading are conducted in USD, making it accessible to investors on major U.S. stock exchanges.

WaFd, Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. This means it is a regional bank holding company that focuses on providing traditional banking services such as lending, deposit-taking, and other financial services to consumers and businesses in its geographic markets. As a regional bank, it primarily serves customers in the United States, offering a mix of retail and commercial banking products.

WaFd, Inc. is headquartered in Seattle, Washington, United States. It was founded in 1917 and has a long history of serving customers across the United States. The company provides banking services to consumers, mid-sized and large businesses, and owners and developers of commercial real estate. Its lending and deposit products are tailored to these diverse customer segments, and it also offers insurance brokerage services. The company's portfolio includes real estate holdings and it acts as a trustee, reflecting its broad range of financial services.

WaFd, Inc. generates revenue primarily through its banking operations, including net interest income from loans and investments, and non-interest income from fees and services. The company earns interest on a diverse loan portfolio comprising single-family residential, construction, land acquisition and development, multi-family residential, commercial real estate, home equity, business, and consumer loans, as well as commercial and industrial loans. It also generates fee income from deposit accounts, insurance brokerage services, and trustee services. Additionally, WaFd holds and markets real estate properties, which can produce gains or rental income. The company also offers technology and data services, as well as personalized financial guidance and investment services, contributing to its revenue streams.