West Coast Community Bancorp

West Coast Community Bancorp is the bank holding company for Santa Cruz County Bank, providing a range of commercial and personal banking services to residents and businesses in the United States. The company offers personal and business checking, savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also provides retirement plans, business loans, real estate commercial property and construction loans, and asset-based lending. Its portfolio includes agricultural and wine industry lending products, Small Business Administration loans, the 504 loan program, business and industry loans, and farm services agency loans, along with lines of credit. Additionally, it offers merchant services, bill payment, treasury management, remote deposit capture, debit and credit cards, and online and mobile banking services.

West Coast Community Bancorp is listed on the OTC Markets OTCQX exchange under the ticker symbol WCCB. The company trades in US Dollars (USD). The OTCQX is a premium tier of the OTC Markets Group, which provides a public trading platform for over-the-counter securities. Being listed on the OTCQX indicates that the company meets high financial standards and provides transparent disclosure to investors.

West Coast Community Bancorp operates in the Financial Services sector and is classified under the Banks - Regional industry. As a regional bank, it focuses on providing banking services to a specific geographic area, primarily the Santa Cruz County region in California. Regional banks like West Coast Community Bancorp typically offer a mix of retail and commercial banking products, including deposits, loans, and other financial services tailored to local businesses and individuals.

West Coast Community Bancorp is headquartered in Santa Cruz, California, United States. The company serves residents and businesses primarily in the United States, with a focus on the Santa Cruz County area. Through its subsidiary, Santa Cruz County Bank, it provides banking services to local communities, including personal and business accounts, loans, and other financial products. The bank's lending portfolio includes agricultural and wine industry loans, reflecting the economic activities of the region.

West Coast Community Bancorp generates revenue primarily through its banking operations as the holding company for Santa Cruz County Bank. Its income comes from net interest income on loans and investments, as well as non-interest income from fees and services. The bank offers a variety of loan products, including business loans, real estate commercial property and construction loans, agricultural and wine industry lending, and Small Business Administration loans. Additionally, it earns fees from services such as merchant services, treasury management, remote deposit capture, and debit and credit card processing. The bank also generates income from deposit accounts and other financial services.