For fiscal year ended March 31, 2026, World Acceptance Corp reported revenue of $175.9 million, up 7.5% year-over-year. Net income was $35.3 million, down 18.1% from the prior year. Diluted EPS was $7.44, a decrease of 5.9%. The company had $6.1 million in cash, $351.0 million in equity, and $587.2 million in long-term debt.
•Revenue increased 7.5% YoY to $175.9 million.
•Net income declined 18.1% YoY to $35.3 million.
•Diluted EPS fell 5.9% to $7.44.
•Long-term debt of $587.2 million exceeded equity of $351.0 million.
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
World Acceptance provides consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals Income tax return preparation and electronic filing services; and automobile club memberships.
The company serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. Founded in 1962, World Acceptance is headquartered in Greenville, South Carolina.
World Acceptance Corporation is a consumer finance business operating in the United States. The company primarily offers short-term small installment loans and medium-term larger installment loans to individuals who have limited access to other sources of consumer credit, such as banks, credit unions, and credit card lenders. In addition to loans, World Acceptance provides related credit insurance, ancillary products and services, income tax return preparation and electronic filing services, and automobile club memberships. Founded in 1962, the company is headquartered in Greenville, South Carolina, and focuses on serving customers who may not qualify for traditional credit options.
On which stock exchange is World Acceptance (WRLD) listed and in what currency?
World Acceptance Corporation is listed on the Nasdaq Global Select Market (NasdaqGS) under the ticker symbol WRLD. The company's financials and stock trades are denominated in US Dollars (USD), reflecting its operations based in the United States.
What sector and industry does World Acceptance (WRLD) belong to?
World Acceptance Corporation operates in the Financial Services sector and is classified under the Credit Services industry. This means the company is involved in providing credit-related services, specifically consumer lending, to individuals. As a credit services firm, World Acceptance focuses on offering installment loans and other financial products to customers who may have limited access to traditional banking and credit sources.
Where is World Acceptance (WRLD) headquartered and what markets does it serve?
World Acceptance Corporation is headquartered in Greenville, South Carolina, United States. The company serves individuals across the United States, particularly those with limited access to other sources of consumer credit, such as banks, credit unions, and credit card lenders. Founded in 1962, World Acceptance has built a business model centered on providing short-term and medium-term installment loans, along with related products like credit insurance and tax preparation services, to meet the needs of its target market.
How does World Acceptance (WRLD) make money?
World Acceptance Corporation generates revenue primarily through its consumer lending operations. The company offers short-term small installment loans and medium-term larger installment loans to individuals, earning interest and fees on these loans. Additionally, World Acceptance sells related credit insurance and ancillary products and services, which provide additional income streams. The company also offers income tax return preparation and electronic filing services, as well as automobile club memberships. By targeting customers who have limited access to traditional credit sources, World Acceptance is able to charge higher rates and fees compared to conventional lenders, which forms the core of its business model.