West Bancorporation, Inc.

West Bancorporation, Inc. is the bank holding company for West Bank, providing community banking and trust services to individuals and small- to medium-sized businesses in the United States. The company offers a range of deposit services, including checking, savings, and money market accounts, as well as time certificates of deposit. On the lending side, it provides commercial real estate loans, construction and land development loans, commercial lines of credit, commercial term loans, and consumer loans such as personal loans, 1-4 family residential mortgages, and home equity loans. Additionally, West Bancorporation offers online and mobile banking, treasury management services (including cash management, ACH transactions, remote deposit capture, lock box, and fraud protection), merchant credit card processing, corporate credit cards, and trust services like administration of estates, conservatorships, personal trusts, and agency accounts.

West Bancorporation, Inc. is listed on the Nasdaq Global Select Market (NasdaqGS) under the ticker symbol WTBA. The company's financials are reported in US Dollars (USD), as it is headquartered in the United States and operates primarily in the US market. The exchange listing on NasdaqGS provides liquidity and visibility for investors trading the company's common stock.

West Bancorporation operates in the Financial Services sector, specifically within the Banks - Regional industry. As a regional bank holding company, it focuses on community banking services rather than large-scale national or international banking. This industry classification means the company primarily serves local markets in the United States, offering traditional banking products such as deposits, loans, and trust services to individuals and small- to medium-sized businesses.

West Bancorporation is headquartered in West Des Moines, Iowa, United States. Founded in 1893, the company has a long history of serving the local community. Through its subsidiary West Bank, it provides banking and trust services to individuals and small- to medium-sized businesses primarily in the United States. While the headquarters is in Iowa, the bank's operations likely extend to other regions within the US, though specific branch locations are not detailed in the available data.

West Bancorporation generates revenue primarily through its banking operations, earning net interest income from loans and investments, as well as non-interest income from fees and services. The company's loan portfolio includes commercial real estate loans, construction and land development loans, commercial lines of credit, commercial term loans, and consumer loans such as residential mortgages and home equity loans. Additionally, it earns fees from deposit services, treasury management, merchant credit card processing, and trust services. The bank also benefits from online and mobile banking services, which enhance customer convenience and retention. By focusing on community banking, West Bancorporation builds long-term relationships with local businesses and individuals, driving steady income from both interest and fee-based sources.