Company Profile
Joint Stock Company Kaspi.kz provides payments, marketplace, and fintech solutions for consumers and merchants in Kazakhstan, Azerbaijan, and Ukraine. Its operations are structured into three segments: Payments, Marketplace, and Fintech.
The Payments segment offers a platform that facilities transactions between and among merchants and consumers. This segment provides ways for consumers to pay for shopping transactions and regular household bills, as well as make peer to peer payments Enables merchants to accept payment online and in store, issue and settle invoices, pay suppliers, and monitor merchant turnover
Proprietary data, which facilitates informed decision-making across multiple areas of business. Its Marketplace Platform segment connects both online and offline merchants with consumers, enabling merchants to increase sales through an omnichannel strategy and allowing consumers to purchase products and services from various merchants.
This segment operates marketplaces through m-commerce, a mobile solution for shopping in person. Its portfolio also includes e-Commerce, which allows consumers to shop anywhere and anytime with free delivery, and Kaspi Travel that allows consumers to book domestic and international flights, domestic rail tickets, and international package holidays.
It also enhances merchants' sales by connecting payments and fintech products, Kapsi advertising, and delivery services. The Fintech Platform segment provides consumers with buy-now-pay-later, finance and savings products, and merchants with merchant finance services. It also involved in the banking.
Its portfolio also includes distressed asset management, real estate business, payment processing, online travel, e-grocery, classifieds, and storage and processing of information services. Incorporated in 2008, Joint Stock Company Kaspi.kz is headquartered in Almaty, the Republic of Kazakhstan.