Reinsurance Group of America, Incorporated

Reinsurance Group of America, Incorporated (RGA) is a global provider of life and health reinsurance, as well as asset-intensive reinsurance solutions. The company offers individual and group life and health reinsurance, including disability, long-term care, and critical illness coverage. Additionally, RGA provides financial solutions such as asset-intensive reinsurance, longevity reinsurance, stable value products, pension risk transfer transactions, and capital solutions. Its portfolio also includes coinsurance of payout annuities, underwritten annuities, funding agreement backed note programs, and superannuation. RGA assumes risks related to mortality, morbidity, lapse, and investment performance from primary insurers, helping them manage capital and risk exposure.

Reinsurance Group of America (RGA) is listed on the New York Stock Exchange (NYSE) under the ticker symbol RGA. Its shares are traded in US dollars (USD). As a US-based company, RGA reports its financial results in USD, and investors can buy and sell its common stock on the NYSE during regular trading hours.

RGA operates in the Financial Services sector, specifically within the Insurance - Reinsurance industry. As a reinsurer, RGA provides insurance to other insurance companies, helping them manage risk by assuming portions of their policy liabilities. This industry focuses on risk transfer and capital management for primary insurers, and RGA specializes in life, health, and asset-intensive reinsurance products.

Reinsurance Group of America is headquartered in Chesterfield, Missouri, United States. The company serves markets across the United States, Latin America, Canada, Europe, the Middle East, Africa, Asia, and Australia. Its global reach allows it to offer reinsurance solutions to clients in diverse regions, leveraging local expertise and international capabilities.

RGA generates revenue by assuming reinsurance risks from primary insurers in exchange for premiums. Its key business segments include individual and group life and health reinsurance, covering products like disability, long-term care, and critical illness. The company also earns income from asset-intensive reinsurance, which involves managing investment-related risks on products such as annuities and stable value contracts. Additionally, RGA provides capital solutions, longevity reinsurance, and pension risk transfer transactions. By diversifying across mortality, morbidity, lapse, and investment risks, RGA creates a balanced portfolio that generates underwriting profits and investment income.