RLI Corp.

RLI Corp. is an insurance holding company that provides property, casualty, and surety insurance products. Its Casualty segment offers commercial excess, personal umbrella, general liability, transportation, and management liability coverages, as well as professional liability and workers' compensation for office-based professionals. It also covers commercial automobile liability and physical damage for truckers and public transportation, plus directors and officers liability, fiduciary liability, and employment practice liability. The Property segment provides commercial property insurance including fire, wind, earthquake, flood, and collapse coverages for buildings, apartments, and industrial structures, along with marine and homeowners' insurance. The Surety segment offers commercial surety bonds.

RLI Corp. is listed on the New York Stock Exchange (NYSE) under the ticker symbol RLI. Its financials are reported in US Dollars (USD), as the company is based in the United States. The NYSE is one of the world's largest stock exchanges, providing liquidity and visibility for publicly traded companies. Investors trading RLI shares on the NYSE will transact in USD, which is the official currency of the United States.

RLI Corp. operates in the Financial Services sector, specifically within the Insurance - Property & Casualty industry. This means the company is primarily engaged in underwriting insurance policies that protect individuals and businesses against property damage and liability risks. As a property and casualty insurer, RLI covers losses from events like fires, storms, accidents, and lawsuits. The company's focus on specialty insurance niches, such as excess liability, professional liability, and surety bonds, distinguishes it within the broader insurance industry.

RLI Corp. is headquartered in the United States and serves markets primarily in the US. As a domestic insurance holding company, it provides coverage to businesses and individuals across the country. Its Casualty segment covers risks for truckers, public transportation entities, security guards, environmental specialists, and various professionals. The Property segment insures commercial buildings, apartments, condominiums, and industrial structures, as well as marine and homeowners' risks. The Surety segment offers commercial surety bonds, which are often required for construction and other contractual obligations. While the company's operations are US-focused, its products address a wide range of industries and professions within the country.

RLI Corp. generates revenue by collecting premiums from policyholders in exchange for insurance coverage across three segments: Casualty, Property, and Surety. In the Casualty segment, it earns premiums from policies like commercial excess liability, personal umbrella, general liability, transportation insurance, and management liability coverages. The Property segment brings in premiums from commercial property insurance covering fire, wind, earthquake, flood, and marine risks, as well as homeowners' and dwelling fire policies. The Surety segment earns premiums by issuing commercial surety bonds, which guarantee performance or payment obligations. Additionally, the company invests the premiums it collects, generating investment income. Claims and operating expenses are deducted from premiums to determine underwriting profit.