In Q1 FY2026 (ended March 31, 2026), United Community Banks Inc reported revenue of $276.5 million, up 11.6% year-over-year. Net income rose 18.0% to $84.3 million, with diluted EPS of $0.69, an 18.9% increase. Long-term debt stood at $120.5 million, and equity was $3.65 billion.
•Revenue increased 11.6% YoY to $276.5 million.
•Net income grew 18.0% to $84.3 million.
•Diluted EPS rose 18.9% to $0.69.
•Equity of $3.65 billion; long-term debt of $120.5 million.
Informational summary based on SEC XBRL figures · generated by deepseek-v4-flash. Not investment advice.
United Community Banks is the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and deposit accounts
Loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage, home equity, manufactured housing, and consumer loans commercial and residential construction and land. Additionally, it offers private banking, investment management, investment advice, financial planning services, estate and retirement planning, and insurance products.
Its portfolio also includes non-deposit investment products and insurance products, such as life insurance, long-term care insurance and tax-deferred annuities, and trust services to manage fiduciary assets reinsurance on property insurance contracts and payment processing services for commercial and small business customers.
The company serves the commercial, retail, government, education, energy, health care, and real estate sectors. Founded in 1950, United Community Banks is headquartered in Greenville, South Carolina.
United Community Banks, Inc. is the bank holding company for United Community Bank, offering a wide range of financial services across the United States. The company provides deposit products such as checking, savings, money market, and deposit accounts. On the lending side, it offers loans including owner-occupied and income-producing commercial real estate, commercial and industrial loans, equipment financing, residential mortgages, home equity loans, manufactured housing loans, and consumer loans, as well as commercial and residential construction and land loans. Additionally, United Community Banks provides private banking, investment management, investment advice, financial planning, estate and retirement planning, and insurance products. Its portfolio also includes non-deposit investment products, life insurance, long-term care insurance, tax-deferred annuities, trust services, reinsurance on property insurance contracts, and payment processing services for commercial and small business customers.
Where is United Community Banks (UCB) listed and in which currency?
United Community Banks, Inc. is listed on the New York Stock Exchange under the ticker symbol UCB. The company's financials and stock trades are denominated in US Dollars (USD). As a US-based financial institution, all its reporting and transactions are conducted in USD, which is the standard currency for companies listed on US exchanges. Investors trading UCB shares on the NYSE will transact in US Dollars.
What sector and industry does United Community Banks (UCB) operate in?
United Community Banks, Inc. operates in the Financial Services sector, specifically within the Banks - Regional industry. This means it is a regional bank holding company that provides traditional banking and financial services to individuals, businesses, and institutions in its geographic footprint. As a regional bank, it focuses on serving local communities with a range of deposit and loan products, as well as wealth management and insurance services, distinguishing it from large national banks or specialized financial firms.
Where is United Community Banks (UCB) headquartered and what markets does it serve?
United Community Banks, Inc. is headquartered in Greenville, South Carolina, United States. The company serves a variety of sectors including commercial, retail, government, education, energy, health care, and real estate. Its operations are primarily focused within the United States, offering financial services to customers across the country. The bank's long history, dating back to its founding in 1950, has allowed it to build a strong presence in the regions it serves, particularly in the southeastern United States.
How does United Community Banks (UCB) generate revenue?
United Community Banks generates revenue primarily through traditional banking activities, including net interest income from loans and deposits, as well as non-interest income from fees and services. On the lending side, it earns interest from a diverse loan portfolio comprising commercial real estate, commercial and industrial loans, residential mortgages, home equity loans, consumer loans, and construction loans. On the deposit side, it offers checking, savings, and money market accounts. Additionally, the company earns fee income from private banking, investment management, financial planning, trust services, and insurance products such as life insurance, long-term care insurance, and tax-deferred annuities. It also provides payment processing services for commercial and small business customers and engages in reinsurance on property insurance contracts, further diversifying its revenue streams.